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NOTICE OF INSURANCE INFORMATION PRACTICES

A credit report or other investigative report about you may be requested in connection with this application for insurance and subsequent amendments and renewals. In connection with this insurance, we may review your credit report or obtain or use a credit-based insurance score based on information contained in that report. An insurance score uses information from your credit report to help predict how often you are likely to file claims and how expensive those claims will be. Typical items from a credit report that could affect a score include, but are not limited to, the following: payment history, number of revolving accounts, number of new accounts, the presence of collection accounts, bankruptcies, and foreclosures.

All informational statements made on and throughout the HonigConte.com website regarding insurance policies, premiums and coverage are for general description purposes only. This information is not an offer to sell insurance. These statements do not amend, modify, or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services, and programs which may be available to you.

Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, email, voice mail, fax nor any social media page. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed Honig Conte Porrino agent. Any proposal of insurance we may present to you will be based upon the information you provide us via the available online forms/applications and/or in other communications with us.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Please contact our office at 212-777-7113 to discuss specific coverage details and your insurance needs. Your eligibility for particular products and services is subject to the final determination of the carriers underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. All coverages are subject to the terms, conditions, and exclusions of the actual policy issued. Not all policies and/or coverages are available in every state.

Information provided on this site does not constitute professional advice: if you have legal, tax, or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only: we have no control over those sites and do not endorse or guarantee any information provided by those sites.