Anybody who wants to have additional protection for accidents should have personal umbrella insurance, especially those who drive or own a property. Home and auto insurance covers a certain amount, but accidents can often be very costly, and may go beyond what your policy will cover. In fact, most personal umbrella claims are related to auto accidents.
Ultimately, liability coverage from personal umbrella insurance will vary from person to person, resulting in a different coverage plan for each individual. HCP Insurance works with you to determine your level of risk and ensure you are protected.