New York Contractors Insurance

Contracting is a risk-filled field.

Protect yourself with comprehensive contractors insurance coverage from HCP Insurance. We offer custom policies for your unique business.

Cover yourself with contractors insurance

HCP Insurance specializes in comprehensive contractors insurance in New York to protect contractors from liabilities they encounter during their work.

What is contractors insurance?

Contractors insurance protects contractors from liabilities they encounter during their work. This can include having a client make a property or physical damage claim resulting from the project.

If you’re a contractor based in New York in need of reliable and customized insurance solutions, we encourage you to reach out to us today. Our team is ready to assist you in finding the right insurance policy to safeguard your business and minimize potential risks.

Businesses that fall under this umbrella include:

  • electricians
  • independent contractors
  • general contractors
  • carpenters
  • painters
  • tapers
  • handymen
  • HVAC professionals
  • residential remodeling contractors

What are basic types of insurance for contractors?

Contractors insurance is a relatively broad category of coverage, with four main types of plans available:

  • property insurance to cover your business from property damage or destruction to property
  • general liability insurance to protect you from financial losses from work-related legal disputes
  • workers’ compensation insurance to pay for medical costs and lost wages if an employee is injured on the job

What additional insurance protections should contractors be aware of?

Depending on your specific needs, you may also need to consider extra coverage for your business.

How much does contractors insurance cost?

The protection of contractors insurance is critical. However, it can also be counterproductive if you have a policy that doesn’t fit your needs or budget.

There are many factors that can influence how much you’ll pay for your policy.

They include:

  • type of business activities
  • business size
  • geographic location
  • deductible
  • employment size

Choose HCP Insurance for contractors insurance

HCP Insurance is a leading provider of contractors insurance in New York. We offer a range of coverages to ensure you find the right fit, including. property insurance, liability coverage, workers’ compensation, and commercial auto insurance.

With a team of highly skilled and knowledgeable professionals, we are dedicated to providing top-notch insurance solutions tailored to meet the specific needs of your business.

At HCP Insurance, we have established long-term relationships with national carriers in the insurance industry. This allows us to leverage our partnerships and secure the best policies available in the market at competitive rates.

Frequently asked questions about contractors insurance

We get it, insurance is a complex topic. That’s why we’ve taken the liberty of answering some of the most commonly asked questions on the topic for you.

Get contractors insurance in NY

We strive to ensure that you receive the most comprehensive coverage for your business while optimizing your insurance investment. Our team of experts is ready to help you find the right contractors insurance policy for your business’s needs.

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